Compliance News Week Ending November 1, 2024 - ACA and IRS Limits for 2025
ACA and IRS Limits for 2025
For the past few weeks, we have been publishing the different ACA and IRS limits for 2025 as they became available. Below is the information that has been published to date.
| Limits For | 2024 | 2025 |
|---|---|---|
| ACA Individual Out-of-Pocket Maximum | $9,450 | $9,200 |
| ACA Family Out-of-Pocket Maximum | $18,900 | $18,400 |
| IRS HDHP Individual Out-of-Pocket Maximum | $8,050 | $8,300 |
| IRS HDHP Family Out-of-Pocket Maximum | $16,100 | $16,600 |
| IRS HDHP Individual Minimum Deductible | $1,600 | $1,650 |
| IRS HDHP Individual Minimum Deductible | $3,200 | $3,300 |
| IRS HSA Individual Contribution Limit | $4,150 | $4,300 |
| IRS HSA Family Contribution Limit | $8,300 | $8,550 |
| ACA Affordability Threshold | 8.39% | 9.02% |
| 4980H(a) Penalties | $2,970 ($247.50/mo.) | $2,900 ($241.66/mo.) |
| 4980H(a) Penalties | $4,460 ($371.66/mo.) | $4,350 ($362.50/mo.) |
| IRS FSA Maximum Contribution | $3,200 | $3,300 |
| IRS FSA Rollover Maximum | $640 | $660 |
While every effort has been taken in compiling this information to ensure that its contents are totally accurate, neither the publisher nor the author can accept liability for any inaccuracies or changed circumstances of any information herein or for the consequences of any reliance placed upon it. This publication is distributed on the understanding that the publisher is not engaged in rendering legal, accounting, or other professional advice or services. Readers should always seek professional advice before entering into any commitments.
