UPDATE September 1, 2026

UnitedHealthcare has announced that quoting for level funded groups (51-99 and 100+) for January 2027 is now live, including the customization options available below.

Reach out to your Amwins Benefits Regional Sales Manager today to find out about these great 2027 opportunities for your groups.

UPDATE August 24, 2026

After further review, UnitedHealthcare has made the decision to postpone the launch of the 51-99 fully insured plan and benefit customization capability. This will provide for additional time to ensure a successful and sustainable rollout.

The launch of the plan and benefit customization capability for level funded 51-300 groups will proceed as scheduled.

July 30, 2026

UnitedHealthcare has announced that customization options are being added to their Level Funded plans for both Key Accounts (100-300 eligible) and Mid-Market Accounts (51-99 eligible).

Beginning with January 1, 2027, effective dates, customization will be available for:

• Cost Sharing¹: deductibles, out-of-pocket limits, copays, coinsurance, per-occurrence deductible/copay, and visit limits
• Pharmacy¹: prescription tier copays, specialty tier copays, coinsurance
• Surplus Sharing²: (in applicable markets) 50%, 67% or 100% surplus options

In addition, exciting new buy-up options are coming for Level Funded plans³! Beginning on January 1, options are available for:

• Infertility Coverage
• Obesity Coverage (with or without coverage of weight loss drugs)
• UHC Premium Rewards

And there's more! UnitedHealthcare's Level Funded renewal packages are being revised to include more transparency and details; explanations for rate developments; and expanded exhibits. These enhanced renewal packages will be appearing in October for groups 51+.

To find out more about UnitedHealthcare's plans for your 51+ clients, contact your Amwins Benefits Regional Sales Manager today.

1. Cost sharing and pharmacy customization options are not available for Surest Level Funded plans; surplus share remains adjustable.
2. Please consult a tax and/or legal advisor to determine if, by receiving this surplus share, there are any restrictions or obligations. Surplus share only available where allowed by state law. Actual savings may vary.
3. Buy-Up options are not available for Surest Level Funded plans. A standard Surest plan and a customized Level Funded plan may be sold alongside each other as a multiple option.