UnitedHealthcare Level Funded Pricing Enhancements

UnitedHealthcare has announced plan and pricing enhancements in their Level Funded product for groups 51+.

They are introducing the surplus flexibility currently available within the Key Account 100+ segment to the 51–99 segment. These groups can now choose the surplus share option¹ that best suits their financial strategies with the choice of 50%, 67% or 100%. This empowers employers to have more control over their funds and benefits structure, ensuring a more tailored approach to their health care plans.

UHC Level Funded is also introducing a new strategic pricing strategy designed to enhance their competitiveness in the market. This new approach includes several key components:

• Implementation Credit and Guaranteed Administrative Credit: Implementation Credit is available in all segment sizes and Guaranteed Administrative Credit is available for 51+ groups. Implementation Credit can be combined with Guaranteed Administrative Credit.
• Plan flexibility and modification for Key Account clients: 100+ Key Account clients can select specific deductible limits, out-of-pocket limits, benefit cost-share values (copayments², coinsurance² and per occurrence deductible/copay).
• Surplus Share Flexibility: Groups in the 51–99 and 100+ Key Account segments can choose their surplus share by selecting between 50%, 67% and 100%.

Contact your Amwins Connect Regional Sales Manager today to learn more about the benefits of UHC Level Funded health plans in the 51+ market³.

1. Changes in surplus amount may result in underwriting loads.
2. Available when base plan has copay or coinsurance. The term “base” plan refers to the standard plan from which changes or customizations are made.
3. UHC Level Funded products are not available to groups sitused in DC or HI.