Sharp Health Plan Rate & Portfolio Update, January 2027
Sharp Health Plan Rate & Portfolio Update, January 2027
10/3/2026
Sharp Health Plan has issued a rate and portfolio update for Q1 2027. Quoting is available.
Rate Update
Plans will increase as follows compared to Q4 rates:
- HMO: 0.4%
- HMO HSA: 2.0%
- POS: 0.4%
Portfolio: Name Changes
There are no new or terminated plans, however some Mirror and Pseudo-Mirror plans have experienced minor changes to their plan name.
| 2026 PLAN NAME | 2027 PLAN NAME |
|---|---|
| Mirrored Performance Gold 80 HMO 350/25 PCP | Mirrored Performance Gold 80 HMO 500/30 PCP |
| Mirrored Performance Platinum 90 HMO 0/15 PCP | Mirrored Performance Platinum 90 HMO 0/25 PCP |
| Mirrored Performance Silver 70 HMO 2500/55 PCP | Mirrored Performance Silver 70 HMO 2500/60 PCP |
| Mirrored Premier Gold 80 HMO 250/35 PCP | Mirrored Premier Gold 80 HMO 325/40 PCP |
| Mirrored Premier Platinum 90 HMO 0/20 PCP | Mirrored Premier Platinum 90 HMO 0/25 PCP |
| Mirrored Premier Silver 70 HMO 2500/55 PCP | Mirrored Premier Silver 70 HMO 2500/60 PCP |
| Mirrored Premier Bronze 60 HDHP HMO 7200/0% PCP | Mirrored Premier Bronze 60 HDHP HMO 7800/0% PCP |
| Pseudo-Mirrored Gold 80 HMO 250/35/600 (Pe/V/C) | Pseudo-Mirrored Gold 80 HMO 325/40/600 (Pe/V/C) |
| Pseudo-Mirrored Gold 80 HMO 350/25/20% (Pr/V/C) | Pseudo-Mirrored Gold 80 HMO 500/30/20% (Pr/V/C) |
| Pseudo-Mirrored Platinum 90 HMO 0/15/10% (Pr/V/C) | Pseudo-Mirrored Platinum 90 HMO 0/25/10% (Pr/V/C) |
| Pseudo-Mirrored Platinum 90 HMO 0/20/250 (Pe/V/C) | Pseudo-Mirrored Platinum 90 HMO 0/25/300 (Pe/V/C) |
| Pseudo-Mirrored Silver 70 HMO 2500/55/35% (Pe/V/C-300) | Pseudo-Mirrored Silver 70 HMO 2500/60/40% (Pe/V/C-300) |
| Pseudo-Mirrored Silver 70 HMO 2500/55/35% (Pr/V/C-35%) | Pseudo-Mirrored Silver 70 HMO 2500/60/40% (Pr/V/C-40%) |
| Pseudo-Mirrored Bronze 60 HDHP HMO 7200/0%/0% (Pe/V/C) | Pseudo-Mirrored Bronze 60 HDHP HMO 7800/0%/0% (Pe/V/C) |
Portfolio: Benefit Changes
Below is a high level overview of the benefit categories impacted across the portfolio. While not all plan names have changed, the benefits for all 2027 plans are different than 2026, so be sure to use the correct SOBs for your enrollment!
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You can view 2027 Summary of Benefits (SOBs) on the Amwins website. SBCs are expected in the next few weeks.
As a reminder, their small group broker incentive program runs through March 2027 effective dates. In addition to earning a bonus for each new enrolled subscriber, up to $250 per subscriber, you can earn a Welcome Back bonus of $250 per group for re-enrolling small groups that have left Sharp as of January 1, 2020.
