Effective for groups with January 1, 2027 renewal dates, Trustmark Employee Benefits has announced Insight Underwriting for groups with 25-99 enrolled employees.

Insight Underwriting™ helps you understand risk earlier in the sales process through an Insight Quote™ and Insight  Scorecard™ before final underwriting is completed.

How It Works

1. Submit census information, renewal information, and available claims data
2. Receive an Insight Quote and an Insight Scorecard that provides a snapshot of potential risk factors and cost drivers
3. When the group decides to move forward, employees answer 3 following-up health questions through MARK, Trustmark's secure online platform.
4. Trustmark completes final underwriting and develops final rates

Why Choose Insight Underwriting?

• Earlier visibility into group risk
• Precise underwriting and pricing
• Better renewal predictability
• Insight Scorecard included

Insight is available in the following states with groups with 25-99 enrolled employees in: AK, AL, AR, CA, CO, CT, DC, DE, ID, IL, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, NE, NH, NM, OH, OK, OR, RI, SD, TN, TX, UT, VA, WI, WV and WY.

Traditional Underwriting Always Available for Eligible Groups of 5+

Traditional Underwriting provides a complete underwriting review using employee applications submitted at the beginning of the process.

How It Works

1. Submit employee applications (IMQs)
2. Trustmark reviews applicant information
3. Final underwriting is completed
4. Final rates are issued

Why Choose Traditional Underwriting?

• Comprehensive risk evaluation
• Established underwriting process
• Full underwriting review before rates are finalized
• Available for eligible groups across all markets

In Florida, only Traditional Underwriting is available for groups with 5-99 enrolled.

For further information, questions, or concerns, contact your Amwins Regional Sales Manager.