UnitedHealthcare has released their Q1 2027 rate and plan updates in California.

Quoting is available now!

Quarterly Rate Update:

• HMO Full: 2.2%
• HMO Limited: 3.8%
• PPO Full & PPO Limited: 1.2%
• PPO HSA Full & PPO HSA Limited: 2.8%

In addition, the Navigate EPO plans have an annual rate update of 20.9%.

Plans/Portfolios:

• There is now only one Multi-Choice State package. It includes both state-mandated plans and standard plans.
• Networks and plan portfolios are similar to last year; however, several new plans have been added and other plans have had benefits adjusted for 2027 IRS Limits and actuarial values.

Promotions:

• Sell more, escape more! A new business bonus is available for California-appointed brokers for groups sold with effective dates between January 1, 2027, and March 31, 2027. Earn travel cards and travel packages. This promotion has an add-on bonus for specialty sales and can be stacked with other promotions!
• A Carrier Exit Bonus is available through June 30, 2027. Brokers can earn up to $60 per member for new fully insured and level funded groups coming in due to a carrier exit. Note: carrier exit must be noted at time of quote.
• In addition, the Packaged Savings and Activate the Savings programs are continuing into Q1.

Don't forget that Level Funded plans feature the uBundle program as well as new Express Underwriting Insights on their quotes!

For more information about how UnitedHealthcare plans can benefit you and your clients, contact your Amwins Benefits Regional Sales Manager today.