FINAL: 2027 Small Group Rate Filings | Connecticut
FINAL: 2027 Small Group Rate Filings | Connecticut
9/8/2026
September 8, 2026
The Connecticut Insurance Department has posted the final approved health insurance rate filings for the 2027 small group market. The approved average final rate increase is 15.1% and ranges from 9.2% to 18.1%.
| Carrier | Average Request | Range | Approved Average | Approved Average Range | Covered Lives |
|---|---|---|---|---|---|
| Anthem Health Plans | 17.4% | 11.0% to 19.9% | 15.5% | 9.2% to 17.8% | 46,934 |
| UnitedHealthcare Insurance Co. | 18.9% | 16.4% to 23.3% | 14.0% | 11.6% to 18.1% | 15,974* |
* The covered lives under UnitedHealthcare Insurance Company reflect the consolidation of Oxford Health Insurance, Oxford Health Plans (CT), Inc., and UnitedHealthcare Insurance company. Oxford plans will not be offered in 2027.
June 9, 2026
The Connecticut Insurance Department (CID) has posted the initial proposed health insurance rate filings for the 2027 small group market. There are 2 filings made for plans that currently cover approximately 63,000 people.
The 2027 rate proposals for the small group market are, on average, higher than last year. The proposed average small group rate is a 17.8% increase, compared to 13.1% in 2026, and ranges from 11.0% to 23.3%.
In general, carriers have attributed the proposed increases to:
- Trend: Trend is a factor that accounts for rising health care costs, including the cost of prescription drugs and the increased demand for medical services.
- Experience: Experience adjustment necessary to reflect deteriorating experience from the prior rating period to the current rating period.
Comments can be filed online or be sent to the Connecticut Insurance Department at P.O. 816, Hartford, CT 06142-0816. The Department expects to make final rulings on the proposals in early September.
Bookmark this page! As CID publishes its modifications and approvals of the proposed rate filings, the table above will be updated.
