[SEPTEMBER 12, 2025] The Connecticut Insurance Department has released their rate change approvals for 2026. The final approved average small group increase is 11.0% and the table below is the updated version:

CID Small Group Market Rate Actions

Carrier	Average Request	Range	Approved Average	Approved Average Range	Covered Lives
Anthem Health Plans	13.2%	7.0% to 16.6%	11.2%	5.1% to 14.5%	48,666
Oxford Health Plans (CT), Inc.	12.8%	10.4% to 14.7%	10.3%	7.9% to 14.0%	983
Oxford Health Insurance, Inc.	12.9%	11.6% to 20.4%	10.4%	9.1% to 17.6%	14,663
UnitedHealthcare Insurance Co.	13.1%	9.2% to 16.3%	10.6%	6.7% to 13.6%	1,503

 

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[JULY 28, 2025] The CID will hold a hybrid public informational meeting on Monday, August 18, 2025, from 9:00 AM to 2:00 PM ET. The meeting will be held in person and online, with live web streaming available on CT-N. Anyone wishing to speak virtually at the meeting via Zoom can sign up by sending an email to cid.ratefilings@ct.gov with your name and written comments attached by 5:00 PM on Thursday, August 14, 2025. To accommodate all those who wish to speak, oral comments at the meeting will be limited to 3 minutes per person.

 

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[JULY 2, 2025] The Connecticut Insurance Department (CID) has posted the initial proposed health insurance rate filings for the 2026 small group market. There are 4 filings made for plans that currently cover approximately 66,000 people.

 

The 2026 rate proposals for the small group market are, on average, higher than last year. The proposed average small group rate is a 13.1% increase, compared to 11.9% in 2025, and ranges from 7.0% to 20.4%.

In general, carriers have attributed the proposed increases to:

• Trend: Trend is a factor that accounts for rising health care costs, including the cost of prescription drugs and the increased demand for medical services.
• Experience: Experience adjustment necessary to reflect deteriorating experience from the prior rating period to the current rating period.

The Insurance Department will conduct actuarial reviews on each filing to determine if they are justified and will either approve, reject or modify the request. The minimum 30-day public comment period on all filings began on June 6. Comments can be filed online or be sent to the Connecticut Insurance Department at P.O. 816, Hartford, CT 06142-0816.

The Department expects to make final rulings on the proposals in early September.

Bookmark this page! As CID publishes its modifications and approvals of the proposed rate filings, the table above will be updated.